Pre-qualification is a preliminary estimate of how much you can afford to pay for a home, based on a basic credit check and financial/employment information provided by you. Because financial & employment information isn’t verified for prequalification, it can only be considered a rough idea of your maximum monthly mortgage payment & loan size. Prequalification can be a useful guide as you begin the home buying process.
Pre-approval is a written commitment from a lender to finance your home purchase up to a set amount. This indicates that the lender has taken a close look into your financial history and has agreed to lend you a specific amount of money, conditioned upon items such as finalized sales contract and appraisal. Pre-approval indicates to sellers that you are a serious buyer.
Christopher Reshetar – Mortgage Loan Officer NMLS# 117266
Conventional, FHA as low as 580 scores, USDA, VA, Jumbo, NC Down Payment Assistance, HouseCharlotte, Good Neighbor Next Door, HUD $100 Down Program, City of Gastonia Assistance, FHA 203K Renovation, Conventional HomeStyle Renovation, & Reverse Mortgage/HECM lending
2901 Coltsgate Rd, Suite 100, Charlotte, NC 28211
Gateway Financial Group
Jason M. Tiburzi– Mortgage Consultant NMLS# 153667
Conventional, FHA, VA, USDA, NC Housing Finance Agency Programs, Investors up to 10 Mortgages–
8604 Cliff Cameron Drive #140, Charlotte, NC 28269
Bank of North Carolina
Richard Samko- Mortgage Loan Officer NMLS# 1102408
Conventional, FHA, VA, USDA, Renovation & Construction Loans, NC Housing Finance Agency Programs, House Charlotte, Down Payment Assistance Specialist- FHLB Down Payment Assistance Program - 100% Financing-NO Mortgage Insurance Conventional Loan
7422 Carmel Executive Park Drive, Suite 300 Charlotte, NC 28226